Do you get a bad credit record after filing for bankruptcy? Well, it means that you are broke, but it does not necessarily mean that you will have a bad credit record. The fact that you filed and declared yourself or your business bankrupt is a good thing, as you didn’t wait for someone else to declare it for you. Having financial problems isn’t something you want to share with the world, and being in debt is bad, but you have to start somewhere in fixing your financial status, whether it is personal or not. The credit repair procedure will have to begin immediately and should any law firms be involved, you will have to sort this out too. An attorney can assist you if there are any legal situations with other companies that you have to sort out, but the question of do you get a bad credit record… Read More

Common causes of divorce in South Africa include alcoholism, drug abuse, physical and sexual abuse and a simple broken marriage. Marriage is no longer the institution that it once was and it is becoming increasingly common for couples to seek legal separation and even divorce when things are no longer working. All people that were married under the law must seek a divorce in court in order to legally dissolve their marriage. This is slightly easier when just a man and women are involved but it becomes more difficult when the man and woman are parents, and there are children to think about as well. There is no simple explanation for the common causes of divorce in South Africa because each relationship is different. However, socially, the increase in divorce can be explained in a number of ways. Firstly, social problems like poverty, alcoholism and drug abuse create a context… Read More

South African child custody laws may seem like a complete mystery to you. If you are going through a divorce, sometimes you can become overwhelmed by the urge to control your former spouse’s access to your children. It is one thing if this is for your children’s own good, or because your ex is a danger to them, but you should know that each parent does have certain access rights to their children. Children often need the love and attention of both a mother and a father to flourish, but that does not mean that you are failing in your duty if you try to protect them using the law. The first thing that you should know about South African child custody laws is that they become increasingly difficult to navigate if your children are born out of wedlock. At present there is no common law marriage legislation, and in… Read More

How does filing for bankruptcy affect your credit rating? The simple answer is that it makes your credit rating very bad, but this need not be a permanent thing. Your credit rating is based on your history of borrowing money through using a credit card or taking loans. The length of time you take to pay up your accounts is noted and your rating is based on your history of paying back amounts on time. When you file for bankruptcy you acknowledge that you are not in a position to pay any of your debts and will not be able to do so in the immediate future. If your debt is very small, it may be written off by your bank, but if it is a large debt this may mean that your credit rating is significantly negatively affected. In most cases to answer the question “how does filing for… Read More

Divorce law in South Africa for married couples that are seperating or have already seperated is put in place to help men and women understand the legal requirements and more. When you have to turn to the law, things obviously have not gone too well, you are sitting with a broken marriage, and are past the stage of separation and you and your husband or wife wants to file for divorce. This is definitely not an easy situation to deal with, whether you are parents or not, it is still very traumatic. However, if you have children together it will be extremely hard on them, especially if they are very young. Couples who think that they should no longer be together should not stay together for the sake of their children. Try and settle with something out of court, custody wise, but if you are unable to come to some… Read More

If you are looking to find out more about your rights regarding child custody, it is important that you do everything legally. You and your partner have either been through a divorce, or you were not married when your child/children were born (out of wedlock) but you are now separated and seeking advice. First of all, you have to know that children need both their father as well as their mother, no matter who has legal guardianship; they should have visitation rights with the parent they do not live with. Unless the court has said otherwise, for which they will have a very good reason, children have the right to see both of their parents on a regular basis. Divorce or separation is even more difficult when there are children involved and it can be worse for them than it is for the adults, but both parties have rights regarding… Read More

Credit repair lawyers are experienced in the area of finances and help people who are blacklisted or cannot get further finance due to having a bad credit record against their name. South Africans have every right to question any information on a personal credit report that they may feel is inaccurate, misleading, untimely, unclear, biased or unverifiable and if a certain item cannot be verified then it must be removed by law. For instance, if a creditor tells a person that they cannot remove something off their report and it has to stay their for several years by law, they are either terribly mis-informed or lying. There are procedures that credit repair lawyers have the experience and knowledge of carrying out in a specific manner to help a person get off a blacklist and help them fix their bad credit record. South Africans that attempt this without the assistance of… Read More

Attorneys in Durban for those who need a divorce lawyer, have maintenance and child custody issues, or need professional representation in labour cases and unfair dismissals are available throughout the city and surrounding suburbs. Affordable lawyers for people in South Africa are not always easy to find and very much in demand for those looking for a professional to represent them without having to take out a second bond to pay the fees. They do exist though and can be hired for those who need legal advice or somebody who knows the law well to represent them. Most professional and capable attorneys in Durban will do their best to help people resolve their differences and issues without having to go to a court of law. However obviously in some cases the courts cannot be avoided in which case a reliable lawyer is worth his or her weight in gold. For… Read More

Legal aid in Cape Town and the Western Cape region for those who cannot afford representation by a lawyer in cases where one is needed can be obtained by those who qualify. It is important to note that not everybody will qualify for assistance in this regard as the aid is only available to people on small salaries and classed in the lowest income groups. If you do qualify for assistance then you will be entitled to a lawyer to assist you in child maintenance cases, divorce, criminal charges, human rights issues and just about any area where an attorneys skills and knowledge of South African law are required. Other ways to obtain legal aid in the Cape Town and Western Cape area is to approach a law clinic at one of the many universities found in the area. Stellenbosch, Rondebosch and Belville are just three of the suburbs and… Read More

Law firms in Cape Town for people who need an affordable and professional attorney and legal advice on issues such as divorce, child custody and maintenance or anything related to South Africa justice are in abundance. For those looking for and need a top lawyer and who can afford the fees involved there are many companies listed that have reputable and well qualified professionals to assist. No matter what your personal issues or problems, there is a company with the ability and necessary legal skills to help you get a fair and satisfying result. Suburbs that play home to top law firms in Cape Town include Blouberg and Table View, Rondebosch, Sea Point, Claremont, Muizenberg and outer lying areas such as Somerset West, Stellenbosch and Paarl. Some of the country's top lawyers live and work in the Western Cape region and are available to offer legal advice and take on… Read More